Overcoming Adversities and Becoming a Leader: The Monzer Hourani Story

This groundbreaking leadership research by has received extensive endorsements and enthusiastic reviews from well-known prominent business, political, and academic leaders who either participated in the study or reviewed the research findings. You will discover the proven success habits and secrets of people who, in spite of difficult or life threatening challenges shaped their own destiny to become successful, effective leaders. The full results of this research will be presented in the upcoming book by Dr. Howard Edward Haller titled “Leadership: View from the Shoulders of Giants.”

The nine initial prominent successful leaders who overcame adversity that were interviewed included: Dr. Tony Bonanzino, U.S. Senator Orrin Hatch, Monzer Hourani, U.S. Senator Daniel Inouye, Dr. John Malone, Larry Pino, U.S. Army Major General Sid Shachnow, Dr. Blenda Wilson, and Zig Ziglar.

The data from the above nine research participants was materially augmented by seven other successful leaders who overcame adversity including: Jack Canfield, William Draper III, Mark Victor Hansen, J. Terrence Lanni, Angelo Mozilo, Dr. Nido Qubein, and Dr. John Sperling.

Additionally, five internationally known and respected leadership scholars offered their reviews of the leadership research findings including: Dr. Ken Blanchard, Jim Kouzes, Dr. John Kotter, Dr. Paul Stoltz, and Dr. Meg Wheatley.

This is a short biography of one of the principal participants who generously contributed their time and insight for this important research into the phenomenon of how prominent successful leaders overcome adversity and obstacles. This is Monzer Hourani’s story:

Monzer Hourani was born in what was then Palestine, in 1944. He shared that “we are a Lebanese Christian family, from southern Lebanon. We’ve been there for ages. Our family was a major land owner in Palestine . . . . but when Israel became a state, we were forced out of Israel.” The Hourani family returned to southern Lebanon to rebuild their lives and try to rebuild their fortune.

Unfortunately, civil war, which began in Lebanon in the late 1950s and continued for years, would devastate Lebanon in general and the Hourani family in particular. Monzer commented that “starting in 1958 there was a civil war in Lebanon. My mother was killed on my fourteenth birthday, right in front of me. Unfortunate thing happened, so, it’s very tragic in my opinion.” During the civil war, he did not know for weeks whether his family had survived the various battles.

Monzer said, “I was offered a scholarship to go to Russia, to a major university, in physics, but I refused it. I really wanted to come to the U.S., because I liked the west, in fact, I liked John Wayne.” He applied and was admitted to the University of Texas in Austin. He spoke primarily French with very limited English. At the University of Texas “they had a French professor and a physics professor to do the exams.” Monzer arrived in the U.S. in 1965, studied at the University of Texas, in Austin and “graduated in 1969 with a degree in Architecture and a second degree in Structural Engineering, with two degrees.”

Monzer Hourani is the founder, chairman, and Chief Executive Officer of Medistar, a Real Estate Investment Trust specializing in the building and development of hospitals and integrated medical office buildings. I initially interviewed Monzer during a two-day visit with him at his headquarters and at his home, in a suburb of Houston, Texas. We have also exchanged follow-up telephone calls since the in-person interviews.

In Houston, Monzer developed large commercial real estate projects in the late 1970s. He had successfully negotiated with both Lebanese and European investors to back him in major real estate projects in Houston. He described being caught in the major real estate recession in Houston in the 1980s. According to Monzer, “The recession was more like a depression, and many developers went broke.”

The banks that had provided Monzer’s construction loans failed and he could not get the loans that he needed to complete the buildings that he already had under construction. Monzer had personally signed for these loans. The foreign investors told Monzer, “Don’t worry about it.” And then not only did they not help, but they demanded their money back.

These events caused Monzer a major business and financial problem. “During all this time, my partners in the middle of all this, my foreign partners, asked for all their money back.” He worked hard to turn around the various projects and was successful, in spite of adversity and obstacles. Then he added, “I paid them [the investors] back.”

The Resolution Trust Corporation was established by the U.S. Congress to resolve problems with Savings and Loans, as well as Banks. According to Monzer, the RTC not only refused the remaining loan funds, but also wanted Monzer to immediately pay off his loans on the uncompleted projects.

Monzer had “offered my personal real estate and investment lands as additional collateral to the RTC” and asked them to continue to fund his loans. “My land was taken by the RTC, then sold at bargain prices to their friends in less than arms-length transactions,” leaving Monzer with a deficit still owed to the RTC. He had to battle “the Resolution Trust Corporation, which was full of ignorance, stupidity, and graft, in my opinion.”
His land was taken and sold to others and Monzer was left with debt. He was then sued for over a quarter of a billion dollars.

Monzer’s lawyers advised him to file bankruptcy, but he paid off his debt without doing so. Monzer said, “In spite of literally living in hell as a developer, I kept my word.”

In the 1990s, Monzer rebuilt his real estate development business. His firm has “built tens of millions of square feet of hospitals, high technology-integrated medical office buildings, and large office buildings.”

Many of the major medical office building projects in development at that time were for HealthSouth. Accounting irregularities were discovered at HealthSouth which lead to the arrest, but not conviction, of its chairman, Richard Scrushy and the near destruction of HealthSouth, as a firm.

Monzer again faced a major financial crisis. Refinancing by a new financial partner has allowed Monzer and Medistar to continue to grow. Monzer summed up his journey as a leader: “We survived the Houston disaster in real estate. We are a successful Houston developer, which is an endangered species.” Monzer Hourani and his entire team at Medistar are working daily to serve the medical office building development and state-of-the-art hospital construction needs of the medical community throughout the entire United States.

Copyright 2006 © Howard Edward Haller, Ph.D.

House Estate Tax Compromise is Uncertain in the Senate

The measure approved last week by the US House of Representatives that would eliminate the estate tax for all but the wealthiest families faces an uncertain future in the Senate.

The Permanent Estate Tax Relief Act of 2006 was drafted by Chairman of the House Ways and Means Committee Bill Thomas (R- Calif). It was passed through the house by a bipartisan vote of 269-156 on Thursday of last week.

Thomas says that the bill would give Americans “permanency and certainty for their estate tax planning.” However, he admitted that the Senate vote may be tough.

“I, along with the majority of House members, have voted time after time in a bipartisan manner to fully repeal the estate tax,” said Thomas. “So far, those efforts have died in the Senate.”

Senate Majority Leader Bill Frist (R-Tenn) asked Thomas to draft the compromise bill earlier this month. The goal is to grab the 60 Senate votes needed to avoid a Democratic filibuster.

The legislation is reported to eliminate the estate tax for 99.7% of all Americans. It increases the exemption amount to $5 million per person, and will charge a capital gains tax rate for all estates worth between $5 million and $25 million. Estates over $25 million would be charged a tax rate double the capital gains rate. The current capital gains tax rate is 15%.

The bill is designed to unify the estate, gift and generation-skipping transfer tax. The Joint Committee on Taxation has estimated that the bill will cost $283 billion in ten years.

Currently, the estate tax is gradually declining until it is fully eliminated in 2010. In 2011, the tax will return in full force, with an exemption of $1 million per person and a tax rate that tops at 55%.

There is no word as to when the proposals will be before the Senate, though Frist would like to schedule a vote before the summer recess.

In Search Of An Ethical Leader

Ethical leadership is often described as leadership that influences others by using trust, honesty, empathy, and fairness. Ethical leaders foster an ethical culture within organizations by behaving in ways that reflect ethical values. Leaders who facilitate ethical behavior positively influence the attainment of organizational goals. Studies have shown ethical behavior and high moral standards to be amongst the top leadership qualities. Although ethics and morality concern doing what is right, the two concepts are not always synonymous. While morality deals with conforming to ideals of right human conduct, ethics includes consideration for agreements made relative to how a person will act. For example, a doctor takes an oath to do no harm but she sometimes has to knowingly forgo providing the highest level of care for a patient who cannot afford to pay the projected healthcare bill. Although her actions likely abide by the agreement she made with her organization and might be ethical, many people might view her actions as immoral. Ethical, as well as moral, leaders should govern based on fairness rather than financial/personal gains. Several current leaders have constituencies that are searching for ethical replacements.

A civilian Army Engineer, responsible for conducting technical evaluations of training devices offered by different companies to be used to train soldiers, reported several unethical actions taken by his leaders during his ongoing 25 year career. The Engineer has seen leaders turn a blind eye to reported incidences such as racial discrimination, professional disrespect, time card fraud, and nepotism. In one instance, the Engineer served as a technical evaluator during a competition between several companies trying to win a government contract to provide a training tool for soldiers. While attempting to conduct his duties, the Engineer’s authority was seized in a coup-like fashion and his leaders edited documents to ensure a particular company won the contract. In another instance, the Engineer’s leader (an Army Officer) ordered him to take unlawful actions and retaliated against him when he refused and reported the unethical behavior. Other Officers assisted the initial retaliator by issuing the Engineer unfair performance evaluations and removing him from leadership positions. Although the Engineer repeatedly reported the continued retaliations, no leader has extended assistance. The Engineer’s pleas for help up his chain of command within the organization and to outside organizations including the Merit Systems Protection Board and the Equal Employment Opportunity Commission have not led to meaningful changes in the Engineer’s organization. An ethical leader would have fairly investigated the Engineer’s complaints in an effort to locate and address any unethical, immoral, or toxic leaders within the organization. Ethical leaders listen to their followers and offer beneficial interventions when necessary. As of the date this article was published, the Engineer was still in search of an ethical leader.

The voters select their leaders and expect their leaders, in turn, to take actions that benefit their followers (i.e., their constituency). The voters deserve a leader who respects the law and does not endanger the lives of others for personal gain. One presidential candidate who is working to gain the trust of the voters has violated federal law by mishandling classified information. She exchanged United States secrets, using a non-secure personal computer network, and those secrets were reportedly intercepted by foreign intelligence services. After being asked for certain email messages, the presidential candidate deleted everything from her computer’s hard drive and stated she did not save copies of the email messages. Investigators estimated over 2,000 of the email messages on the candidate’s personal server contained classified information.

The same presidential candidate was also accused of accepting money from special interest groups with the intention of influencing future laws to benefit those groups. The candidate reportedly accepted $20,000 from Saudi Arabian leaders. Some United States citizens question whether or not she will support the widely discussed release of a report that purports to substantiate the involvement of the Saudi Arabian government in the world trade center attacks of September 11, 2001.

The presidential candidate, while serving in the United States Senate, strongly supported trade policies that resulted in an uncountable number of jobs being moved to other countries and fostered an increase in the number of men, women, and children standing on corners holding signs seeking money and/or food. How can she be trusted to lead the voters in an ethical fashion? How can she be trusted to foster an ethical culture during her presidency? How can she be trusted? Many of the voters feel she cannot be trusted and are searching for an alternative-an ethical leader.

The citizens of the United States elected a President, several years ago, who told them he would bring positive change to the country. He promised to improve the economy and order his military troops to come home and cease fighting in foreign countries. Instead, the President doubled the country’s debt and greatly increased the fighting in foreign countries. The vast majority of the people killed in those foreign countries were not the intended targets. The President approved the use of un-manned drones to kill individuals in those countries and those killings were carried out against innocent people 90% of the time. During one timeframe, attempts to kill 41 men resulted in the deaths of over 1,000 people. Although the President acknowledged that drones often kill innocent people, he continues to order the use of drones to target people in foreign countries. The President’s actions have been viewed as dishonest by many of his constituents.

The citizens of the United States are also disappointed that their President supported laws that allow little boys to join little girls in the little girls’ restroom. During a time when crimes like rape and sodomy are on the rise, legalizing men to use women’s restrooms is unethical and decreases the level of trust citizens hold for their leader. The United States President’s actions show his lack of empathy for women-especially abused women. While many of the citizens of the United States, mostly those from certain communities, enjoy the thought of men in women’s restrooms, others find it repulsive and have questioned the values and morality of their President. The majority of the citizens are eager to replace the President in their search for an ethical leader.

When leaders foster a fair and trustworthy environment followers are likely to reciprocate with ethical and moral behaviors. Because leaders set the tone for what is viewed as acceptable, followers who perceive their leaders as unethical tend to turn a blind eye to the immoral and unethical conduct of their teammates. Other followers distance themselves from the unethical activity and hope for a change in leadership. Many followers find themselves on that seemingly never-ending search for an ethical leader.

business shuffle business precision business flavor business verde business intergrity business gratis business epic business anchor business clearance business eastside business corporation business feature business cellar business plum business divine business pronto business carnival business east bay business dodge business prestige business razor business atlantic business husky business remarkable business fighter business quantum business courier business construct business sparkle business rainforest business falcon business lightning business blod business downtown business curious businessafter businesss alvage business overnight business captive business amazing business abundant business designing business blender business imagine business just business surreal shoppinghusky shoppingnations shoppingremarkable shoppingfighter shoppingquantum shoppingpeach shoppingpresident shoppingsparkle shoppingrainforest shoppinglightning shoppingdowntown shoppingraven shoppingsalvage shoppingpriority shoppingmystical shoppingpermanent travellightning travellowprice travelmeasure travelmillions travelmystical travelnations travelnature travelnobel travelnormal travelnorthamerican traveloffline travelomega traveloneday travelouter travelpickup travelplatinum travelplum travelprecision travelprestige travelpriority travelpronto travelquantum travelrainforest travelraven travelremarkable travelrhino travelsalvage travelscribe travelshuffle travelsleuth travelsnapshot travelsouthbeach travelsparkle travelsunflower traveltopsecret travelurban travelyankee legalagenda legalcupcake legaldodge legaleastbay legalescrow legalgecko legalglory legalguerilla legallimited legalmystical Interior Designer Web Interior Designer Web Interior Designer Web Interior Designer Web Interior Designer Web Interior Designer Web Interior Designer Web Interior Designer Web Interior Designer Web Interior Designer Web Personal product Sell Products Online Marketing Product Product Research Analyst Product Research Facilitator The Food Products General Products Beauty Products Business beauty product skin care beauty salon product online product Marketing Products to Advertise online shop originals Product New Products Products Definition gigi hadid Web Hosting Themes The Best Savings Rates Shop Personal Loans Chiropractic Tables Skin Care in Centrum Cher Client Women's shoes Solar Installation Medical Weight Loss Clinic The Benefits Of Moving Insurance Online Dating Group Auto International All Medicine Reviews Fashion Clothing Style Management Consulting Real estate Fishing Games business dollars business stick business sonic business widget business folder business gun business rex business duck business cache business groove business worth business omatic business gang business visual business battle business kiss business orama business member business dish business request business echo islandst automotive guideto automotive goodday automotive automotive techo healty happy food food with cheese word class education higher education guide line education educational deal guide line education wedding pose shopping and news for men shopping best travel video travel web portal vip travel us travel visa my wedding light business gram business pipe business body business back business charts business dragon business roll atlanta home loans SEO Marketing Asian Beauty Products Business Information Center Nest Cam Indoor Nice Wedding Photographer channel girl Photoshop free room girl Skin Care Products Living Room Decoration Home Inspection Tips General Products Marketing Products Online Business Opportunities asia miss Infographic Design Baby Healthy Baby Accessories baby sexy Baby Furniture Baby Clothing Baby Products Baby Shop hi movie talk hi movie sex hi movie comedy hi movie sexy hi movie room hi movie show Online Home Inspector hi video movie hi vide ogood Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Online Shirt Shopping Shop jewellery and bags Online Shop Accessories Shopping Fashion Style Natural Health Magazine Bedroom Designs interior design ideas bedroom Premature ejaculation Health Tonics Herbs Natural Health Magazine Electrical System Vehicle The Shop Bulk Online Premature ejaculation www.777chat.info www.777good.info www.twshowkiss.info www.twtalk080.info www.twavtalk.info www.twshowlove.info www.twavsexy.info www.twavroom.info www.twavmovie.info www.twsexy888.info www.twsexyadult.info www.adult506.info The Legal Adviser www.twavshow.info www.twavnice.info www.asia222.info lawyer Legal advisor The Lawyer Portal good tube Personal product Sell Products Online Marketing Product Product Research Analyst Product Research Facilitator The Food Products General Products Beauty Products Business beauty product skin care beauty salon product online product Marketing Products to Advertise online shop originals Product New Products Products Definition Food Products Financial Products General Auctions operating systems product activation Product Keys Product Key Finder Heating Systems Home Automation Home Automation System Building Supplies Building Designer Building Consultants Bathroom Accessories Appliance Repairs Equipment Hire Extensions & Additions Floor Coating Products Furniture Removal Garden Maintenance Garden Designer Interior Designer Interior Decorating Kitchen Design Landscape Construction Landscape Design Project Management Landscaping & Gardening Patio Cover Installations Tile Suppliers Home Access Control Home Alarm Systems Home Intercom Systems Home Security Card Access Plumbing Installation Home Entertainment System Home Improvement Mistakes Home Improvement Leads Home Improvement Tips Home Improvement Grants Home Improvement Stores Home Improvement Projects Green Home Improvements Marketing strategy Marketing Concept Affiliate marketing Smart Affiliate Marketing Strategies Best Affiliate Marketing Networks Best Affiliate Programs Digital marketing Internet Marketing Services digital transformation Seo Web Marketing Web Marketing sex dictionary sex diseases sex education film sex facts for teenagers sex health tips sex medicine for male sex positions during pregnancy sex power medicine sex relationships Vibrators and Adult Toys sex pills for women sex relationships online dating business online dating catfish online dating elite Adult Superstore sexuality counseling sex facts and tips sex power medicine sex relationships sex related words sex pills for women sex relationships Free Online Casino Online Casino Games the best online casino games Winning Strategy Games Best Gaming Experience Play Online Casino Games Online Casino gambling Slots gambling The Best Online Casino Play Online Casino Games Play Online Casino Play Online Pokies Real Money Slots Online Slots and Casino Play Online Slots Real Money Casinos Play Slot Machines Online Real Casino Jackpot Party Casino Slots Real Casino Slots Apps sex dictionary sex diseases sex education film sex facts for teenagers sex health tips sex positions during pregnancy sex power medicine sex relationships sex related words Vibrators and Adult Toys sex pills for women online dating business online dating catfish online dating elite Adult Superstore sexuality counseling sex facts and tips online dating service sex good for health sex positions during pregnancy sex power medicine Home and Patio Decor Center Home Remedies The Best Smart Home Security Systems Home Design Ideas Home Decorating Ideas Best Home Builders Home Building Online Courses Home Builder Marketing Top Living Room Flooring Best Logistics Software Best Application Comparison Shipping Software Solutions Logistics Management Software Logistics Software Systems Software Developers Systems Software Developers Software Developer Education Most Popular Software Applications Technology Applications Phone System Software Information Technology Spy Phone Technology download Smartphone Spy Phone Technology Software Developers Systems Software Developers Software Engineer Software Developer Education Android Software Applications Most Popular Software Applications Cell Phone Monitoring Software Software Technology Technology Applications Best Application Comparison Shipping Software Solutions Wedding Ideas Virgin on Wedding Night find the meaning of wedding Wedding Websites Virgin on Wedding Night Wedding Planning wedding planning tips business plan Invest Your Money Online Services for Businesses public relations Small Business Trends social media facebook social networking facebook Tips Small Business Best Application Comparison Software Developers Software Developer Education Android Software Applications Small Business Marketing Most Popular Software Applications cheap ray ban sunglasses Travel Insurance Information Backpacker Advice Kitchen Design Patio Cover Installations tw girl asia chat tube Landscape Construction Landscape Design Cheap Hotels Travel Tips Travel Guides Travel Information Cheap Flight and Hotel Packages‎ Travel Insurance Cheap Hotels and Flights Best Restaurants Vegetarian Restaurants Hotels And Resorts Best Hotel Restaurant Travel Information Trip Travel Insurance Compare Cheap Holiday Travel Insurance Find Cheap Hotel Discounts Cheap Hotels and Flights Cheap Hotels Travel Tips Travel Guides Travel Insurance Find Cheap Hotel Discounts Addiction Causes Causes of Alcohol Addiction Causes of drug addiction Drug Abuse Information Substance Abuse Programs Choosing a Addiction Rehab Program Drug Rehab Treatment Information New Drugs Online Personal product Sell Products Online Marketing Product Product Research Analyst Product Research Facilitator The Food Products General Products Beauty Products Business beauty salon product stroke sony Ecommerce Marketing Strategy Ecommerce Marketing and Technology The Lawyer The Business Law Bankruptcy Lawyer Law Firms Legal Information Attorney Best Lawyers The Best Advice Lawyer Lawyer Requirements Lawyer Employment Law Reports Wedding Ideas Virgin on Wedding Night wedding definition quotes wedding definition of marriage find the meaning of wedding Wedding Planning Wedding Planning Guide Wedding Websites wedding planning tips Small Wedding Planning kitchen cabinet water damage waste disposal Patio Furniture glass shower home builders custom cabinets home theater systems floor plans blenders heaters switch fixtures lighting furniture electric fences glass kitchen carbon filters kitchen sink home improvement bed kitchen cabinets aluminum water filter houseplants personal injury health insurance bad credit loans fast cash advances cash advance loans insurance loans auto insurance loans for bad credit payday loan loans with bad credit injury lawyer personal injury lawyer personal loans online payday loan fast cash loans malpractice insurance brokerage firm injury lawyers Consulting immigration law business law accident attorney home builders car insurance consolidation loans fast cash online loan application cash advance companies payday advance instant payday loans application form apply now cash loan make money free money life insurance affordable health insurance mortgage structured settlement European Vehicle Market Vehicle Systems Electrical System Vehicle business autocar Online Drivers Car Education Online Drivers vehicle technologies electrical Auto Parts and Service technology supports autocar driver education requirements Online Programs Driver Education Auto Information Auto and parts Automobile Repair Shop woman lingerie Auto Parts Suppliers Auto Repair Shop Auto Body Parts Online Auto Body Parts apartments real estate luxury condos Commercial Property For Sale Commercial Real Estate Commercial property Apartments for rent apartment finder service Find Apartments for Rent Apartment Luxury Homes Real Estate Developments Mortgage Rates Best Mortgage Rates Free Online Dating Tips on Free Online Dating Psychology of Your Online Dating Partner Free Online Dating Services Free Online Dating Website Dating Site for Women Free Dating Site And Free Online Dating Making online dating sex dictionary sex diseases Drug Abuse Information Travel Guides Hotel and Travel developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web developers designer web Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers Find Web Developers businessonlinegj.tk businessonlinelqr.tk businessonlinehyr.tk businessonlinedjn.tk businessonlinewblj.tk businessonlinerbq.tk businessonlinejs.tk businessonlinesr.tk businessonlinekf.tk businessonlinexn.tk businessonlinelnt.tk businessonlinelj.tk businessonlinewn.tk businessonlinekp.tk businessonlineby.tk businessonlinemr.tk businessonlineyn.tk businessonlinewm.tk businessonlineph.tk businessonlinebn.tk businessonlinehr.tk businessonlinety.tk businessonlinedm.tk businessonlinedy.tk businessonlinegn.tk businessonlinenb.tk businessonlinewb.tk businessonlinenq.tk businessonlinesf.tk businessonlinetqr.tk businessonlinezn.tk businessonlineqf.tk businessonlinept.tk businessonlinedt.tk businessonlinedp.tk businessonlinedj.tk businessonlineqh.tk businessonlinedn.tk businessonlinecx.tk businessonlinesx.tk businessonlinegk.tk businessonlinegl.tk businessonlinegp.tk businessonlineyr.tk businessonlinemh.tk businessonlinesg.tk businessonlinedl.tk businessonlinemb.tk businessonlinemnz.tk businessonlinempx.tk businessonlinenn.tk businessonlinens.tk businessonlinenl.tk businessonlinepq.tk businessonlineq.tk businessonlinelb.tk businessonlinefy.tk businessonlineky.tk businessonlinerb.tk businessonlinebq.tk